Good Intentions Premium Refund

POWERED BY

BETHEL GENERAL INSURANCE AND SURETY CORPORATION

Purchase private motorcar insurance and qualify for a refund at the end of your policy period.

This special premium refund is the first and only one of its kind in the Philippines.

Exclusively available here.

Private Motor Car with COVID Lockdown Premium Refund

Get rewarded with a refund at the end of your policy period
when you stay below your annual kilometer limit
and make no claims for loss.

HOW DOES IT WORK?

1. Based on the information in your application, we calculate your annual kilometer limit (AKL). This is your average distance travelled in one year.

2. At the end of your policy period, we calculate your refund rate. This is the difference between your AKL and your actual distance travelled. The lower the kilometers, the higher your refund.

3. If you do not claim loss during your policy period, you receive your premium refund at the end of your policy period.

Premium Refund Rate

Distance Travelled

Policy Claims

50%

Equal to or less than half of your annual kilometer limit (AKL) NO CLAIMS MADE

42.5%

Between 50.02% and 66.66% of your AKL

35%

Between 66.67% and 83.33% of your AKL

27.5%

Between 83.34.67% and 99.99%
of your AKL

20%

Equal exactly to your AKL

When you apply for this exclusive private motor car premium, you have the option
to avail of a package deal that includes Personal Accident and Home Insurance.

Qualify for refunds on all three premiums.

COVID RELIEF PACKAGES

Private Motor Car + Personal Accident with COVID Pandemic Premium Refund

Get coverage for incidents beyond your control, including fatalities and bodily injuries.

Get a refund equal to your motor car premium refund rate.

If you never need to claim loss, you’ll receive your refund at the end of your policy period.

Private Motor Car + Private Residential Home Insurance with COVID Pandemic Premium Refund

Get coverage for your home. Protect yourself from loss due to property damage from fires and natural disasters, among others. Get a refund equal to your motor car premium refund rate.

If you never need to claim loss, you’ll receive your refund at the end of your policy period.

Private Motor Car + Personal Accident +  Private Residential Home Insurance

with COVID Pandemic Premium Refund

Get holistic coverage for your daily life, so that not only your vehicle is insured, but you and your home are protected, too. Get equal refund rates for all three premiums.

If you never need to claim loss, you’ll receive your refund at the end of your policy period.