Terms of Use

Please read these terms and conditions of use (“Terms of Use”) before visiting the Good Intentions Professional Services OPC webpages at https://goodintentions.pro/insurance and https://goodintentions.pro/insurance-form.  

Unless stated otherwise, the terms “We”, “Us” and “Our” refers to Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation and its employees and officers.

These webpages are used for general insurance application purposes only and are not intended to give you any advice on financial, accounting, tax, or legal matters.


Terms and Conditions

Products and services offered on these webpages are subject to the terms and conditions of any insurance policy wordings as approved by the Insurance Commission.  Any conflict between these Terms of Use and the specific product or service conditions, the specific product or service condition will prevail.

All the terms and conditions of your existing policies will remain and shall still be effective and unchanged by this website.

The contents of these webpages will not constitute an offer by us to sell our products and services. Your request to avail of a product or service represents an offer by you which we may accept or decline on such terms and conditions in force at the time of acceptance.  After you have made a request on our webpages to avail of our products or services, assuming the product or service is available to you and your offer is accepted, you will receive confirmation of your purchase.

All your applications for a product or service detailed on our website are subject to and shall comply with our normal approval criteria and will be governed by the normal terms and conditions applying to each product or service that is requested.

You as a customer must ensure that all the details and information (especially regarding payment) that you will be providing are correct, and that there are sufficient funds to cover the cost of the product or service.



Your applications are not declared final unless we receive, process and confirm your transaction.

It is your responsibility to keep us updated of any change to your personal data and contact details which will be the forum for exchanging data.  It is your responsibility as well to keep your contact details accurate and capable of receiving notifications from Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation.

If, for various technical issues or matters beyond our control, your communications may not be received by us. To the extent permitted by law, we are not liable to you in any way for loss or damage, howsoever caused, whether directly or indirectly, in connection with the transmission or submission of an electronic communication through our webpages or any failure to receive the same for any reason.

We reserve the right to refuse to process any transaction at any time and for any reason.  To the extent permitted by law, we will not be liable to you or to any third party for exercising this right.

All transactions are quoted and payable in Philippine Peso.


Ownership of Materials

The following shall remain the property of Good Intentions Professional Services OPC, at all times:

  1. The design of the website, including its look and feel.
  2. The texts and articles within the website.
  3. The software and graphics.
  4. The photos and videos.
  5. All other intellectual property rights and contents.


No Guarantee of Error-Free Access

The website and all the data and materials therein are provided on an “as is” and “as available” basis.

We are unable to guarantee that you will have error-free access to our website at all times and that our website or any material downloaded from our website shall not cause damage to any property, or otherwise minimize or eliminate the inherent risks of operating the internet environment including but not limited to loss of data, computer virus infection, spyware, malicious software, Trojans and worms.

You are also responsible for your compliance with all local laws that apply to you.  You may not be allowed to access or make transactions on this website if your local laws prohibit the access or use of this website or render illegal or unenforceable any product or service contained in it.

Without notice to its users and visitors, we may suspend access to our website for any reason we may deem fit.


Limits of Liability

We will not be responsible if you lose any content or material when uploading or transmitting it through our website.

We are unable to guarantee that we can or will provide a specific product or service at any particular time or price.  We will also not be held responsible for withdrawing the availability of a product or service or for non-approval of your application.

Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation  excludes all liability in contract, tort (including negligence), statutory duty or otherwise to any person arising out of the use of our website access or non-access or for any errors or omissions contained in our website or if said website is  unavailable.  Good Intentions Professional Services OPC will also not be liable for any direct or indirect economic loss of revenue, profits, data, or opportunity; reputational risks or loss of goodwill or any special incidental, consequential loss or damage, suffered or incurred arising out of or in connection with your use of our webpages (even if it is notified to Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation); or non-compliance with or breach of these Terms of Use.



We reserve the right to make changes or adjustments in our webpages for legal or administrative reasons, without giving you notice.  Your use of the webpages after such changes will constitute your acceptance of the revised Terms of Use.


Third Party Sites or Links

The webpages may have links to external websites that are not under the control of Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation.  We are not responsible for the contents of these sites that are linked, including any link contained in a Linked Site, or changes or any updates to any linked site.  The inclusion of these links does not mean an endorsement from Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation.

Your visit to any linked site, means you are doing so at your own risk and shall be responsible for protective protocols against viruses or other destructive elements.

We hold ourselves free and harmless from responsibility or liability for any content, advertising, products, services or information on, or available from third (3rd) party websites or material.  Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation will not claim responsibility for any damage, loss or offense caused by, or in connection with, any content, products, advertising, services or data available on such website or material. Any terms, warranties, conditions or representations associated with such dealings are only between you and the relevant provider of service. Good Intentions Professional Services OPC and/or Bethel General Insurance and Surety Corporation further disclaim any legal authorization to sue any trademark, trade name, logo or copyright symbol displayed in or accessible through a Linked Site.


Personal Data

By accessing or using our website, you agree that any personal data that you provide shall be dealt with in accordance with our Privacy Notice.



You must only use our webpages for the following:

  1. Soliciting insurance quotations. 
  2. For general insurance queries with regard to your insurance cover. 
  3. To inquire about marketing services and other professional services stated on the website.

You shall not use the webpages to gather, disseminate, extract, process or copy any information, graphics or content. You should not use our webpages in any way that will likely corrupt or damage our webpages or cause access to our webpages to be interrupted.  You may not insert a hyperlink in our webpages.

You must acknowledge and agree that you are responsible for all of the communications sent from your electronic devices.

Please acknowledge that any damage may not be an adequate solution for any infringement of such rights by you and we are entitled to the solutions of injunctions, specific performance, orders to deliver infringing copies and any other statutory or equitable relief for any threatened or actual infringement.

Good Intentions Professional Services OPC’s webpages are only intended for use by Filipino citizens, Philippine permanent residents and foreign nationals residing in the Philippines (“Philippine Residents”).


Breach of Terms of Use

We reserve the right to seek indemnity in respect of any liability obtained by us for any cost, damage, or expense howsoever caused, suffered by us as a result of or in consequence of your breach of these Terms of Use.